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bankofamerica.com

Get Bank of America published auto loan rates

Read the auto loan rates Bank of America publishes for a US state: the "as low as" APR for a new car and for a used car bought from a dealer at 60 months, the date they are effective, the term lengths the online application offers, the loan types the bank no longer offers, and the Preferred Rewards interest discounts a customer can stack on top. No account, application or credit check. These are advertised floor rates for excellent credit; a personal rate needs a Bank of America login for pre-qualification or a full application.

Input

state required

Two-letter US state code, e.g. CA. Bank of America keys its rate lookup on the state; the five states sampled in September 2026 returned the same APRs.

Output

url required
as_of required

The effective date shown on the page.

rates required

One entry per published loan type, as Bank of America names it.

state required
discontinued required

Loan types the page says are no longer offered.

rates_timestamp required

Timestamp Bank of America attaches to the rate lookup.

rewards_discounts required

Preferred Rewards interest rate discounts by tier, in percentage points.

application_terms_months required

Term lengths selectable in the online application.

FAQ

Read the auto loan rates Bank of America publishes for a US state: the "as low as" APR for a new car and for a used car bought from a dealer at 60 months, the date they are effective, the term lengths the online application offers, the loan types the bank no longer offers, and the Preferred Rewards interest discounts a customer can stack on top. No account, application or credit check. These are advertised floor rates for excellent credit; a personal rate needs a Bank of America login for pre-qualification or a full application.
Required: state.
It returns url, as_of, rates, state, discontinued, rates_timestamp, rewards_discounts, application_terms_months.
No. It only uses pages of bankofamerica.com that are reachable without signing in.
It only reads. It looks things up on bankofamerica.com and changes nothing there.
Ask an AI agent connected to Reduck to run reduck/bankofamerica.com/get-auto-loan-rates, or run it from a terminal with the Reduck CLI: npx @reduck-ai/cli@latest run --script reduck/bankofamerica.com/get-auto-loan-rates
It is part of Reduck's official curated catalogue.

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